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Editors Note: Journalist Philip Moeller, who writes widely on health and retirement, is here to provide the Medicare answers you need in Ask Phil, the Medicare Maven. Send your questions to Phil.Medicare rules and private insurance plans can affect people differently depending on where they live. To make sure the answers here are as accurate as possible, Phil is working with the State Health Insurance Assistance Program SHIP 聽and the聽Medicare Rights Center MRC .Joel 鈥?Fla.: I am presently on an HMO health maintenance organization special needs Medicare Advantage product for diabete stanley cup s. Will I be able to switch with guaranteed issue to another product such as a PPO Advantage plan preferred provider organization , or can I not I am 70 years old. I was on a PPO Advantage plan earlier, but I was told that I needed this special needs product. I do not like this plan and want to go back to a PPO with in- and out-of-network benef stanley cup its as well as part D drug coverage.GOT MEDICARE QUESTIONS Ask Phil HerePhil Moeller: During Medicares Open Enrollment period, which begins Oct. 15 and runs through Dec. 7, you can select a new Medicare Advantage plan to take effect in 2016 without encountering any adverse underwriting restrictions. Medicare does not allow insurers to ding you for prior conditions. Medigap policies, which are regulated by individual states, do permit insurers stanley cup to impose underwriting restrictions outside certain Medicare enrollment periods that provide people with guara Gqud Musician as Entrepreneur: How About Rossini s Gambling Casino
[ngg_images gallery_ids=268 8243; display_type=photocrati-nextgen_basic_thumbnails gallery_width=600 8243; gallery_height=400 8243;] Go Deeper aleppo bashar al-assad photo essay adidas samba rebels syria af1 By 鈥? Larisa Epatko adidas og Larisa Epatko Larisa Epatko produced multimedia web features and broadcast reports with a focus on foreign affairs for the PBS NewsHour. She has reported in places such as Jordan, Pakistan, Iraq, Haiti, Sudan, Western Sahara, Guantanamo Bay, China, Vietnam, South Korea, Turkey, Germany and Ireland. @NewsHourWorld Support Provided By: Learn more Support PBS News: Educate your inboxSubscribe to Herersquo the Deal, our